Terms of Service

Effective Date: April 27, 2026

Welcome to Liberated (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of the Liberated mobile application, website, and related services (collectively, the “Service”).

By accessing or using Liberated, you agree to these Terms. If you do not agree, please do not use the Service.

1. Eligibility

You must be at least 18 years old to use Liberated. By using the Service, you represent and warrant that you meet this requirement.

2. Description of Service

Liberated is a financial education and tools platform designed to help users:

• Track finances

• Access financial education content

• Participate in programs, subscriptions, or digital products

We do not provide financial, legal, or investment advice.

3. No Financial Advice

All content provided through Liberated is for educational and informational purposes only.

You acknowledge that:

• We are not licensed financial advisors

• Any decisions you make are at your own risk

• You should consult a qualified professional before making financial decisions

4. User Accounts

To access certain features, you may need to create an account.

You agree to:

• Provide accurate and complete information

• Keep your login credentials secure

• Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Subscriptions & Payments

Some features of Liberated may require payment.

By subscribing, you agree that:

• Fees are billed as stated at the time of purchase

• Subscriptions may renew automatically unless canceled

• All payments are non-refundable unless otherwise stated

You may cancel your subscription at any time through your account settings or by contacting support at support@liberatedfinance.app

6. Intellectual Property

All content on Liberated—including videos, text, branding, and materials—is owned by us or licensed to us.

You may not:

• Copy, distribute, or resell content

• Use our materials for commercial purposes without permission

7. User Conduct

You agree not to:

• Use the Service for unlawful purposes

• Attempt to hack, disrupt, or interfere with the platform

• Share false or misleading information

• Upload harmful or malicious content

8. Termination

We may suspend or terminate your access to Liberated at any time if you violate these Terms or misuse the Service.

9. Disclaimer of Warranties

Liberated is provided “as is” and “as available.”

We do not guarantee:

• That the Service will be uninterrupted or error-free

• The accuracy or completeness of content

• Financial outcomes or results

10. Limitation of Liability

To the fullest extent permitted by law, Liberated shall not be liable for:

• Any indirect, incidental, or consequential damages

• Financial losses resulting from your use of the Service

Your use of the Service is at your own risk.

11. Privacy

Your use of Liberated is also governed by our Privacy Policy, which explains how we collect and use your data.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes means you accept the revised Terms.

13. Governing Law

These Terms are governed by the laws of the United States of America, without regard to conflict of law principles.

14. Contact Us

If you have any questions about these Terms, you can contact us at:

Email: support@liberatedfinance.app
Company Name: Liberated